Pet Health Insurance Companies

As you will already know (or will soon find out), the South Coast is tough on all of its inhabitants. For our dogs and cats we're talking parasitic ticks, fleas, tick & flea related diseases, snakes, porcupines, monkeys, dung beetles, wild boars, wild stray cats, KZN road rage and potholes, fighting stray dogs, sunny skies, beaches, fishermen, break ins and indigenous plants to name but a few. Statistics say that every year, two in every three dogs will most likely need veterinary care.

We might not be able to protect our pets against all these elements, but we can give them the best possible treatment if something does strike. Dogs and cats can have health insurance too... well, their responsible owners can.

Pet health insurance is defined as the insurance against the potential risk of incurring medical expenses. Such insurance are funded by a group of individuals, i.e. pet owners, collectively pooling a pre-set amount, or premium, into a funding account. This funding account then compensates a policy holder at the time of need. It is important to notice that pet health insurance does not prevent a pet from getting sick (more reserved for medical aid schemes), it is merely there to help cope with the financial implications if it does happen.

Your pet will need veterinary attention throughout its lifetime. It makes no sense to wait until something happens before you start them on pet medical insurance.

Veterinary medicine and human medicine are moving closer and closer together. The demand for high quality and professional veterinary care are on the increase. We at vet Hospital Port Shepstone strive to offer our clients the best possible veterinary care and options. As with all good and specialised services this sometimes comes with a hefty (mostly unexpected) price. Be prepared and consider a specialised health insurance plan for your pet.

Remember

Vet Hospital Port Shepstone promotes responsible pet ownership

Vet Hospital Port Shepstone endorses the following pet medical insurance companies:

MediPet Dog & Cat Veterinary Insurance is a short term pet insurance company. Medipet not only offer their policy holders peace of mind, but also promise prompt payments (within 15 working days), various cover options, comprehensive and adequate cover (R25 000 per pet per anum) and friendly service for only a small amount per month.

Medipet also offers no sub-limits, no breed exclusions, boarding fees, lost pet advertising reward, theft cover, third party claims, death payout, multi-pet discounts, prescription food and dental treatment. Medipet will also reward a dog for catching buglars! Pet from 8 weeks old can be insured.

Medipet does not cover pre-existing conditions, routine care and non-indicated cosmetic procedures. Because MediPet deals directly with the policy holder and not the veterinary practice, the medical bill as between client and veterinary practice are to be settled by the client. MediPet will then compensate the policy holder after the claim has been processed.

For prices, policy options, coverage and application visit the MediPet website or phone 0800 MEDIPET
(0800 633 4738) today!

Onepet Pet Insurance is a short term medical insurance product of Onecard Management Services (PTY) Ltd. They offer an online self-service portal that gives the client instant access to their policy information, claims history, payment history and more. Onepet is also unique in that they use the Onecard Transactional Card - a Master Card product which makes your claim amount available through the automated telephonic claims system. Onepet believes that quality health cover for your beloved pets should be affordable, accessible and simple.

Onepet also offers prescription foods, owner liability, lost pet advertising reward, theft cover, death cover and multi-pet discounts. Pet from the age of 8 weeks can be insured.

Onepet has a sub-limit claim structure and does not cover pre-existing conditions. Conditions arising from the lack of care such as vaccine-preventable diseases and worm-related conditions will not be covered. They will also not cover conditions such as obesity, behavioural problems, hereditary and congenital diseases. The waiting period for pregnancy and birth related problems are no less than 12 months. Pets older than 9 years can not be insured.

For prices, coverage and application visit Onepet.co.za or SMS ONEPLAN to 34050 for them to phone you back.

Rogz Pet Insurance, underwritten by the Hollard Insurance Company Ltd., helps you pay your pet’s veterinary bills so you never have to choose between your pet's health and your personal finances. With increasing veterinary costs and advancement in veterinary care, pet insurance is an option more owners are considering. As pet owners, we know that you expect medical insurance for your pet to match the insurance you have in place for you and your family.

Rogz Pet Insurance covers veterinary treatments and surgeries for accidental injury and illnesses ranging from minor problems such as ear infections and bee stings, to major conditions such as broken bones, diabetes and cancer. They also provide routine care cover option which contributes towards preventative care such as vaccinations, spaying, flea, tick and worm control and teeth cleaning procedures. Rogz Pet Insurance promotes responsible pet ownership and recommends cat and dog sterilisations.

Rogz does not cover pre-existing, congenital, genetic and pregnancy related problems. Because Rogz Pet Insurance deals directly with the policy holder and not the veterinary practice, the medical bill as between client and veterinary practice are to be settled by the client. Rogz will then compensate the policy holder after the claim has been processed.

For option plans, coverage, a quote or application visit the Rogz Pet Insurance website or call 0860 00 ROGZ
(0860 00 7649) today!

Frequently Asked Questions

Routine care includes for example vaccinations, deworming, tick & flea control, sterilisations, anything related to pregnancy and grooming. Policies may vary.

All pets should be microchipped for permanent identification.

Breed exclusions / genetic or hereditary conditions are subjected to the specific policy wording of the underwriter. Medipet for example has no breed exclusions whereas Rogs Pet Insurance does not cover genetic conditions.

Vet Hospital Port Shepstone has no official affiliation with any pet medical insurance company. The policy is between the policy holder (yourself) and the underwriter. The policy holder is free to use any veterinary practice of his/her choice. Even our regular clients can claim from any other veterinary practice.

Because most medical insurance companies compensates the client / policy holder and not the veterinary practice, Vet Hospital Port Shepstone does not deal directly with pet medical insurance claims (apart from completing the required medical history and invoice details on the claim form). It is still the responsibility of the client to settle the veterinary bill in full and to claim back from the medical insurance company.

Also see:

Address 7 Reynolds Street, Port Shepstone, KZN, South Africa - Contact (039) 682 2433 - Consulting Hours Mondays to Fridays 08:30 to 11:00 & 16:00 - 17:30, Saturdays 08:30 - 11:00, Saturday afternoons, Sundays & Public Holidays emergencies only - Please phone for an appointment - Doggie Bag Vet Shop Hours Mondays to Fridays 08:00 - 18:00, Saturdays 08:30 - 11:00, Sundays & Public Holidays none
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